Tomorrow, the U.S. Supreme Court is set to hear
arguments about the constitutionality of the Affordable Care Act (Act), which
some refer to as “Obamacare.” The most contentious of the Act’s
requirements is called the Individual Mandate that requires citizens
to secure health insurance or pay a fine. The idea behind this mandate is that
too many people do not have insurance, which is ultimately bad for society. Yet,
there is more to Obamacare than just the Act.
While the Supreme Court’s decision will surely be
deemed monumental, it may very well be misguided. Instead of deciding should everyone
have insurance it could be ruling on something far more consequential—what role
should individuals play in staying healthy and preventing disease? Instead of
focusing on insurance, we should be focusing on what creates the need for it. Undoubtedly,
both the greatest expense and greatest determinants in health care are prescribed
by what we do and how we act.
A fact that is widely ignored is that another
facet of Obamacare actually addresses this issue by supporting many primary
preventive measures that can profoundly impact the future of our health care
system. These measures offer the opportunity to debate a fundamentally
more intrusive issue of far greater consequences. Can and should our government
impose a mandate on its citizens to maintain good health by requiring adherence
with preventive measures in order to access cost-effective health coverage? Or
should our tax dollars continue to fund free, unlimited healthcare for people,
such as smokers, who with gross negligence majorly contribute to their
expensive, chronic poor health?
To help answer this question, we must first
address the efficacy of primary prevention, which concentrates on the
mitigation of health risk factors created by lifestyle. These factors include diet,
physical activity, stress, sleep, smoking, and alcohol, to name a few.
Many who challenge the cost versus benefits of prevention include diagnostic
tests as part of the equation. They argue that the incidence of false
positive tests increase rather than decrease costs.
For the sake of discussion, I choose to
ignore such tests because they typically diagnose rather than prevent disease;
although, some basic blood tests, such as for cholesterol and sugar, can be
helpful in identifying risk factors for heart disease and diabetes. However,
primary prevention is mostly based on lifestyle modification through counseling
and education. The Centers for Disease Control state emphatically that
the evidence for the power of prevention is now indisputable. Numerous well
designed studies now support the assertion that lifestyle modification can and
will improve health and decrease healthcare costs.
Some 2,500 years ago,
Hippocrates wrote that “prevention is preferable to
cure” and over 200 years ago, Benjamin Franklin wrote
that “an ounce of prevention is worth a pound of cure.” I
humbly put forth a new spin on this concept--"prevention is the best
insurance.” This is not meant to be a mutually exclusive concept.
Obviously, insurance has a role to play.
Cars are a great example of this duality.
While the law mandates that every car be insured, it also regulates
countless other aspects of safety measures such as seat belts, airbags,
turn-signals, traffic rules, etc. To drive, one must have a license and to get
a license, one must pass knowledge and skill tests. Drivers with clean records are rewarded while other
drivers pay penalties. We require car insurance because cars can cause much
damage to human life and property; car accidents can be catastrophic. So why are
we so regulated in reference to cars and not health? Are unhealthy lifestyles
any less catastrophic to the person and society, which ultimately bears the
cost for care for those over 65?
However, when it comes to health, the major
legal debate seems to be about insurance and its related costs. Why is there
limited discourse about preventing the types of problems for which most of
the costs related to insurance are spent—chronic diseases? Interestingly
enough, when the Obama administration drafted related legislation with the help
of Congress, it recognized the need for both and added Medicare's first
coverage of primary preventive services meant to identify health risk factors
and address them before they become full blown diseases.
Surely, insurance offers peace of mind when you
get sick. Used properly, it can stop small problems from developing into
more severe, if not life threatening issues. However, insurance does not in and
of itself prevent health problems. Some may even argue that it does just the
opposite by creating a licensing effect that allows us to live our lives without
fear of health consequences because we expect our insurance to pay for the
needed medical interventions when we become sick. This over-reliance on
treatment instead of prevention is probably the root cause for our spiraling up
health care costs that now consume 17% of our gross national product.
Obamacare also facilitates the Centers for
Medicare & Medicaid Services (CMS) to institute a number of
initiatives related to health care innovation intended to improve care,
increase access, and decrease costs. At the same time that the Supreme Court
will be hearing arguments next week, CMS is set to announce grants totaling up
to $1 billion to funding innovations meant to cost-effectively
improve health and health care. Innovations may be game changers. Government should incentivize
good health practices, just like car insurance companies reward good driving
records, lower premiums for students with good academic records, and for those
who complete driver’s education classes, by implementing new incentive-driven lifestyle
interventions that could pay huge dividends by decreasing health
costs while improving health.
We as a society have already accepted both the
need for insurance and the value of preventive measures related to cars.
Doesn't it seem logical to do the same in relation to health care? With 78
million baby boomers set to swell Medicare's already substantial ranks, we can
hardly afford the delay. Obamacare may not be perfect, but I think it
is a step in the right direction.
Although, I lean Republican (compassionate
conservative) and will most likely support the next Republican nominee
because of other issues I have with the Obama Presidency, I am first a doctor
looking out for the best interests of his patients.
Today, Obamacare best meets that priority.
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